Samhain. All Hallows' Eve. The most mystical night of the year. The time when the veil between the worlds became perilously thin. And with a full moon overhead, this awesome power reaches its climactic height. Sorcha had no time for mystical nonsense - there were enough challenges in navigating the mine-field of her mother's vicious temper and the most important event of her young life. For, at long last, she had left Edinburgh to see the world. She and her mother were visiting the elegant city of Bath. Sorcha was wearing the finest dress she'd seen - and she was stepping into a life she'd only dreamt of. But when Johnny's eyes meet hers, and jealous rivals vow revenge, that delicate layer between what is and what once was rips. It shreds like the fragile thread of one's life. One Scottish Lass is the first novella in the regency time travel romance trilogy. The second novella in the series is A Time Apart. The first two novellas end in cliffhangers, while the third provides a happy ending. The series then will continue in another trilogy - those will be coming out over the coming weeks. These stories are teen-friendly with no explicit language, violence, or intimacy. All proceeds benefit battered women's shelters. Note that for those who prefer reading books in all-in-one form, each trio of novellas will also be compiled as a completed box set once all three are done. It just means you have to be patient and wait for me to finish writing all of them: ). For those who prefer to read along as I write, and offer suggestions for me to shape the plot, these novellas are here for your enjoyment! Either way, I'd love to hear your feedback on the storyline and characters.
Some Muslims believe insurance is unnecessary, as society should help its victims. "Insurance," however, need not be a commercial venture. In its purest sense, it is assistance with the adverse effects of inevitable afflictions, an arrangement beneficial to all. Schemes to ensure the livelihoods of traders and communities have been in existence for millennia. Commercial insurance on the other hand, was invented ostensibly for the same ends but with the chief beneficiaries being the shareholders and directors. Among the countless revelations Islam passed on, two prohibitions, namely riba (usury) and gharar (risk), have been used by legislators as grounds for the prohibition of insurance. Islam is not against making money, and there is no inherent conflict between the material and the spiritual. Islamic law allows igtehad (initiative) to the benefit of people as long as there is no harm to other people. Muslims can no longer ignore the fact that they live, trade and communicate with open global systems, and they can no longer ignore the need for banking and insurance. There is no prohibition in Islamic law against banking, nor insurance; similarly, Muslims can create insurance schemes that use their faith as the immutable basis for a working model. Aly Khorshid demonstrates how initial clerical apprehensions were overcome to create pioneering Muslim-friendly banking systems, and applies the lessons learnt to a workable insurance framework by which Muslims can compete with non-Muslims in business and have cover in daily life. The book uses relevant Quranic and Sunnah extracts, and the arguments of pro- and anti-insurance jurists to arrive at its conclusion that Muslims can enjoy the peace of mind and equity of an Islamic insurance scheme.
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