I was once at a hunting dinner, given by a worthy fox-hunting old Baronet, who kept Bachelor's Hall in jovial style, in an ancient rook-haunted family mansion, in one of the middle counties. He had been a devoted admirer of the fair sex in his young days; but having travelled much, studied the sex in various countries with distinguished success, and returned home profoundly instructed, as he supposed, in the ways of woman, and a perfect master of the art of pleasing, he had the mortification of being jilted by a little boarding school girl, who was scarcely versed in the accidence of love.
Two related trends have created novel challenges for managing risk in the United States. The first trend is a series of dramatic changes in liability law as tort law has expanded to assign liability to defendants for reasons other than negligence. The unpredictability of future costs induced by changes in tort law may be partly responsible for the second major trend known as the `liability crisis' - the disappearance of liability protection in markets for particularly unpredictable risks.
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